(719) 291-3097 RuthMillarKing@msn.com

List With Me!

Let the professional handle the sale of your home and rest assured that I am in your corner. Have questions? I’m here to help!

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LIST YOUR PROPERTY

Interested in listing your property with us? We would love to! Please click the button below and fill out the form to get started.

WHAT'S MY HOME WORTH?

Looking to get a market analysis on your home? We are here to help! Click the button below to find out more.

Homes Selling Tips

Get your home in tip-top selling shape and appeal to most buyers. Click on the button for our free guide.

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A special note:

Whether you’re moving to Colorado Springs for the first time, returning, buying your first home, selling your home, or moving away, I would be very happy to assist you throughout the home purchasing/selling process. I can definitely reduce your stress and make it more of an experience rather than an ordeal for you.

Best regards,

My Current Listings

Check out all of our current listings below.

My Recently Sold Homes

Houses recently renamed “Home”

What’s Your Home Worth?

Get A Market Analysis

According to Wikipedia: Real estate appraisalproperty valuation or land valuation is the process of developing an opinion of value, for real property (usually market value). Real estate transactions often require appraisals because they occur infrequently and every property is unique (especially their condition, a key factor in valuation), unlike corporate stocks, which are traded daily and are identical (thus a centralized Walrasian auction like a stock exchange is unrealistic). The location also plays a key role in valuation. However, since property cannot change location, it is often the upgrades or improvements to the home that can change its value. Appraisal reports form the basis for mortgage loans, settling estates and divorces, taxation, and so on. Sometimes an appraisal report is used to establish a sale price for a property.

Home Selling Tips

I am here for you! I work together with you, to create a successful listing strategy that works with your unique needs and timeline.

Why An AgentBuyer Bonuses

Moving Checklists

Ready to get moving?! Here’s some of my favorite ways to get you and your household set up for success.

ORGANIZE

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Start going through your closets, drawers and cabinets and analyze what items can be donated

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Gather all legal documentation into one box and maintain in an accessible and safe place. Documents should include vehicle titles, registration documents and licensing, birth certificates, wills, deeds, stock, legal, medical, and insurance records

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Get estimates from three moving companies and make sure they have insurance

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Start packing away items you don’t use every day

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Deep clean the house (see cleaning checklist)

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Meet with the stager for final staging recommendations

CHANGE OF ADDRESS & NOTIFICATIONS

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Complete a change of address card at the U.S. Postal Service and at the following places you do business: • accountants • attorneys • banks • credit card companies • former employers • insurance agents • IRS/Social Security Admin • periodicals • stockbrokers

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Cancel newspaper delivery

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Notify the Department of Motor Vehicles of your new address

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Contact all utility companies (cable, gas, electric, phone, garbage collection, water, etc.) to arrange for disconnect, final billing and connection at your new address. Arrange to have children’s school records transferred

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Contact insurance companies (auto, homeowner’s, medical and life) to arrange for coverage in your new location

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Cancel voter registration; re-register once you’ve settled into your new home

THE HOME STRETCH!

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Defrost refrigerators and freezers

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Pack first night items, including: alarm clocks, change of clothes, flashlight, phone, sheets, toiletries and towels

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Keep medications, financial information and valuable items with you!

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Make sure all of your inspection repairs are complete

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Contact your home owner’s insurance company and let them know your day of closing

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Your home needs to be left in clean condition, vacuumed, mopped, all cabinets and counters wiped clean, cleaned appliances and all trash and debris removed from inside and outside of the property

PACKING TIPS

 

There are a lot of little things you can do when packing to help save yourself from a lot of stress. Here’s just a few!

PACK A MOVING SURVIVAL KIT

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Aspirin

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Coffee, filters, and coffee maker

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Paper cups and plates, plastic utensils

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Paper towels, toilet paper, soap

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Water, sunglasses and chapstick, no matter the season – stay hydrayed in Colorado!

PACKING HACKS

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Keep jewelry, important papers or medications with you

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Label boxes as you pack them with content and desired room location

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Leave lamps, china and artwork or breakables for movers to pack

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Pack heavy items in small boxes.

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Do not over-stuff boxes; leave some extra room at the top

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Tape cords underneath all electrical appliances

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Wrap breakables in newspaper, bubble wrap, clothes or towel

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Use RED packing tape for critical boxes you want to unpack first

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Put plastic wrap over drawers so you don’t have to empty out their contents.

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Pack plates vertically so they’re less likely to break. Make sure you wrap them well!

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Don’t take clothes off their hangers. Move them in bunches in garbage bags still on the hangers. Easy and way cheaper than wardrobe boxes.

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Color code each box according to room so you can identify what needs to go where in a glance.

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Add some padding to your boxes. Plastic grocery bags are great for cushioning your breakables. Don’t leave room at the top without padding because otherwise they may get crushed.

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Remember to mark boxes with breakables as fragile. Whether you’ve hired movers or are doing it yourself, you don’t want someone to be too rough with those boxes.

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Cut triangles in boxes about 1/3 of the way down to create handles for easy carrying

Why Use a REAL ESTATE PROFESSIONAL

This, too, may seem counterintuitive. The seller may believe that he or she will make more money without having to pay a real estate commission, but studies have shown that homes typically sell for more money when handled by a real estate professional.

Research by the National Association of Realtors in their 2018 Profile of Home Buyers and Sellers revealed that,

“the median selling price for all FSBO homes was $200,000 last year. However, homes that were sold with the assistance of an agent had a median selling price of $264,900 – nearly $65,000 more for the typical home sale.”

We realize that technology has changed the purchaser’s behavior during the home buying process. According to the National Association of Realtors’ latest Profile of Home Buyers & Sellers, the percentage of buyers who used the internet in their home search increased to 95%.

What every BUYER
should KNOW

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Property taxes and qualified home interest are deductible on an individual’s federal income tax return in most cases.

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Many times, a home is the largest asset an individual has and is considered one of the safest investments available.

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A homeowner can exclude up to $500,000 of capital gains if married filing jointly or up to $250,000 if single or married filing separately. The home must have been the taxpayer’s principal residence for two of the last five years.

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A portion of each amortized mortgage payment goes toward the principal, which is an investment.

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A home is one of the few investments you can enjoy by living in it!

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The majority of the time, a REALTOR® can show you any home, whether it is listed with a company or a builder or is even a For Sale By Owner.

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Working with a REALTOR® to purchase a For Sale By Owner property is very advantageous, because someone will be looking out for your best interests.

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Getting pre-qualified by a mortgage company will actually approve you for a specific loan amount subject to the property. This will give you confidence and will help when negotiating with the seller.

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The right to conduct a property inspection, included in your purchase agreement, gives you the ability to negotiate with the seller once you know all the facts about the property’s condition.

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In a “seller’s market,” don’t go looking for a deal. Set your sights on the right house for you, and then let your REALTOR help you negotiate the best price and terms.

Our Resources

Working with me?! Check out some of my favorite people and companies to help get everything taken care of, and checked off the list!

LendersInspectors

Meet Our Lenders

Linda Schmidheiser

Bank Central

No survival skills needed! Off into the wilderness you go. This exciting adventure can be filled with many emotions as you navigate this unknown terrain. As your guide through the mortgage process, Linda is well equipped to take you on this journey and will encourage and guide you each step of the way! Contact her and you will turn this hike into a walk in the park!

Scott Seaman

Bank Central

Scott became a Mortgage Loan Originator in 1997 and quickly noticed a natural flow to the process his clients went through. He spent a decade trying to smooth the ride. The big revelation…the process is DYNAMIC, not linear. It’s a THRILL RIDE every time…it’s a roller coaster! Contact Scott so he can tell you more about his innovative methodology and the unique way he looks at this process – the biggest financial Thrill Ride of your life!

Shelley V. Shelley

Integrity Mortgage and Financial

Hello! I’m Shelley Victoria Shelley with Integrity Mortgage and Financial. For 15 years I have helped people achieve their dream of becoming a homeowner. Through my years of experience, I have learned two of the most important aspects to purchasing a home. 1) Use a reputable lender and 2) Communication is key.

Rick Smith

Universal Lending Corporation

Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business.

Meet Our Inspectors

A Precise Home Inspection

Certified through InterNACHI

We provide inspection services to Colorado Springs and surrounding counties. Certified home inspection services including Home Inspections, Radon Testing, Sewer Scopes, Drone Roof Inspections, and Thermal Imaging. We are Certified through InterNACHI, and have specialized certifications in Sewer Scope, Thermal, and Radon.

Certified Professional Inspections

Let us give you peace of mind on the biggest purchase of your life.

“Because I Care…” began in Michigan because I wanted to make a difference in the quality of Service, Skills and Knowledge for the Home Inspection industry. I have over 10 years of quality, Certified Home Inspector Services experience and offer this same friendly, detailed and informative Home Inspections here in the Pikes Peak Region.

Certainty Home Inspection

Andy Brewer

We are referred by top realtors all along the Front Range. Since I am a long time licensed general contractor who has personally inspected well over 1000 local homes, they feel confident making us a part of their team working for your interests. What will Certainty do for you? The short answer is really our Mission statement: We perform Home inspections, but our product is confidence!